Author: Tami Wloch

As the year ends, businesses often focus on closing their books, evaluating their financial health, and preparing for tax season. One major task often on this list is addressing outstanding business debts. While resolving these debts before year-end is ideal, it’s equally important to understand that beginning the process now and continuing into the new year can still provide significant benefits for your business. Here’s how partnering with an experienced attorney can make this task manageable and effective—no matter when you begin.

Enhance Financial Clarity for Year-End and Beyond

Uncollected business debts can cloud your financial picture, making it harder to accurately evaluate your business’s performance. Clearing these debts before December 31 is preferable for a cleaner year-end reconciliation. However, starting the process now—even if it carries into the new year—can help you gain a better understanding of your financial position and set the stage for improved cash flow in the months ahead.

Get Legal Expertise to Streamline the Process

The complexities of debt collection laws can make it challenging to recover what’s owed, especially when time is tight. Our experienced collection litigation attorneys can guide you through the process, whether you’re addressing debts now or planning a strategy for early next year. By ensuring compliance with relevant laws and handling negotiations, we can save you time and help you avoid costly mistakes.

Take Advantage of Year-End Motivation

The end of the year is a natural motivator for both creditors and debtors to settle accounts. Debtors may want to clear their own financial obligations before year-end, which can make negotiations easier. We can help you leverage this mindset to reach favorable settlements on as many debts as possible as the year ends.

Proactively Prepare for Tax Season

Addressing unpaid business debts is a key step in preparing for tax season. If you can’t fully resolve debts before December 31, our attorneys can help you decide whether to pursue collection efforts or write off bad debts for tax purposes. This proactive approach prevents last-minute scrambling and ensures you’re ready for the IRS.

Build a Better Accounts Receivable Strategy

The new year is an excellent time to refine your accounts receivable processes. Beyond helping you recover overdue payments, we can assist with reviewing your credit policies, contracts, and business practices to reduce future collection issues.

It’s Never Too Late to Start – Contact our Team for Expert Recovery of Business Debts

Sure, the end of the year can get hectic and a business owner’s responsibilities can be overwhelming at this time. But that should not discourage you from at least getting started on closing out those business debts. Starting the process now helps to lay the groundwork for efficient debt recovery and financial stability into the new year.

 If your business is struggling with unpaid debts, our business attorneys have vast experience in collection litigation and are here to help. Whether you’re closing out the year or setting goals for the new one, we’ll provide the guidance and support you need to recover what you’re owed and protect your bottom line. Contact us today at 847-223-1500 to schedule a consultation.

The holiday season is here, and it’s a time when many people consider gifting as a way to express their love and values. Whether you’re planning to give to your heirs, donate to your favorite charities, or make thoughtful contributions to other recipients, it’s essential to understand the legal and financial implications of these decisions. When it comes to gifting, thoughtful estate planning can help to ensure that these gifts match your overall goals while also avoiding unintended consequences.

The Benefits and Challenges of Gifting Early

Gifting assets during your lifetime can be an excellent strategy to reduce the size of your taxable estate, provide financial assistance to loved ones, or support causes you care about. However, there are important considerations:

Tax Implications

• The IRS allows annual exclusion gifts (up to $17,000 per recipient in 2024 without triggering gift tax). Larger gifts may require filing a gift tax return and could impact your lifetime estate and gift tax exemption.
• Certain gifts, such as contributions to 529 education savings plans, may have special rules, allowing you to “front-load” up to five years’ worth of annual exclusions.

Impact on Medicaid Eligibility

• If you think you might possibly need long-term care in the near future, gifting assets can affect Medicaid eligibility. This is because Medicaid has a “look-back” period that penalizes gifts made within five years of applying for benefits.

Maintaining Financial Security

• Gifting is certainly a generous act, especially at this time of year. However, it’s important to also think of your future needs and make sure you keep enough of your assets to live comfortably over your lifetime. A thorough analysis of your financial situation can help you maintain the right balance.

Gifting to Charities

Donating to charities during the holidays is a meaningful way to support causes that matter to you. With proper planning, your generosity can also bring tax benefits. For example, people over the age of 70 ½ can make tax-free donations directly from an IRA to a qualified charity. Another option is to donate stocks or other appreciated assets in order to avoid capital gains taxes while benefiting a charitable organization.

Develop Smart Gifting Strategies with Churchill, Quinn, Hamilton & Van Donselaar, Ltd

Working with one of our experienced estate planning attorneys can help to ensure that you can gift as you see fit, while still planning for your long-term goals. We can accomplish essential tasks such as:

• Preparing legal documents, such as appropriate trusts, to manage gift-giving throughout the year
• Ensuring your gifts are structured to minimize tax liabilities for you and your recipients
• Creating a clear, legally binding estate plan in order to avoid family conflicts and prevent misunderstandings or disputes among heirs
• Ensuring that your holiday gifting is consistent with your will, trusts, and overall estate planning strategy

Reach out to us at 847-223-1500 to schedule a consultation to ensure your estate plan is complete and your holiday gifting meets your current and future needs.

 

The probate process can seem overwhelming and confusing, but it’s important to understand, especially if you want to avoid it. Here’s a simple breakdown of what probate is, how it works in Illinois, and the steps you can take to bypass it altogether.

 What Is Probate?

Probate is the legal process of distributing someone’s assets after they pass away. It involves validating the will (if there is one), paying off any debts or taxes, and distributing what’s left to the heirs. If the deceased didn’t leave a will, the court will determine how to divide their assets according to Illinois law.

 Why Would You Want to Avoid the Probate Process?

There are a number of very valid reasons for wanting to avoid the probate process if possible. First, it can be quite time-consuming. Completing the probate process can take months, or even years in some cases, to finalize. Another big reason is the cost involved, which can include legal fees, court costs and other expenses that can add up throughout the process. Additionally, going through probate can be emotionally and financially stressful for everyone involved. Given these potential issues, finding a way to avoid it can make a difficult time easier for loved ones.

How Probate Works in Illinois

In Illinois, not every estate goes through probate. If the total value of the assets is less than $100,000, and there is no real estate involved, the heirs may be able to skip the probate process entirely by using a Small Estate Affidavit. But if the estate is larger or includes real estate, probate is often required unless the person took steps to avoid it while they were still alive.

 Ways to Avoid the Probate Process in Illinois

The good news is, there are certain things you can do to help ensure your estate does not have to go through probate. Here are a few common ways to do that: 

• Create a Revocable Living Trust

A revocable living trust is one of the best ways to bypass the probate process. When you set up a trust, you transfer ownership of your assets to the trust while still maintaining control during your lifetime. Upon your death, the trustee (who you appoint) will distribute the assets according to your wishes without needing to go through probate. 

• Joint Ownership of Property

If you own property jointly with someone else and have “rights of survivorship,” the property automatically transfers to the surviving owner when you pass away, bypassing probate. This is common with married couples for homes and bank accounts. 

• Beneficiary Designations

Many assets, like life insurance policies, retirement accounts, such as 401(k)s, and payable-on-death bank accounts, allow you to name beneficiaries. Upon your death, these assets go directly to the named beneficiaries without going through probate. 

• Transfer-on-Death (TOD) Designations

Illinois allows you to file a Transfer-on-Death Instrument for real estate, which lets you name a beneficiary who will automatically inherit the property after your death. This avoids the need for probate for your home or other real estate.

• Work with an Experienced Estate Attorney

Every estate is unique and has different assets and circumstances. When it comes to allocating your estate, working with an experienced attorney can help to ensure your loved ones avoid the stress of the probate process and that your wishes are carried out as you intended. Our attorneys will provide an individualized plan that meets your current needs, as well as defines your plan for disbursement in the future.

Probate doesn’t have to be a complicated and stressful process if you plan ahead. In fact, by using strategic estate planning tools you can ensure your assets are transferred to your loved ones quickly and without the hassle of the probate process. Contact Churchill, Quinn, Hamilton & Van Donselaar, Ltd. at 847-223-1500 to learn more about avoiding probate and to consult with an experienced estate planning attorney regarding your specific needs. With the right plan in place, you can provide peace of mind for yourself and your loved ones.

Running a business comes with many legal challenges that can have far-reaching consequences for employers if not handled correctly. Ensuring compliance with employment laws, as well as protecting sensitive company information, are critical to safeguarding a business. For this reason, partnering with one of our experienced business attorneys is essential to navigate these complex topics and avoid costly mistakes, or provide proper representation if disputes arise. Here are some of the most common legal issues that Illinois employers face.

Employment and Labor Laws

Employment and labor laws cover everything from hiring practices to wages, hours, and termination. They dictate the rules that employers must follow, and companies can face hefty penalties and fines if they do not. Our attorneys help clients understand and abide by these laws, ensuring that employment contracts, employee handbooks, and internal policies are in full compliance. Additionally, they can provide guidance to ensure employers understand their obligations and remain compliant on important topics like minimum wage and overtime pay requirements, regulations for breaks, and properly classifying workers as employees or independent contractors.

Harassment and Discrimination

Workplace harassment and discrimination claims can be incredibly damaging to a company’s reputation and finances. Employers are required by law to provide a safe and inclusive work environment, free from harassment or discrimination based on race, gender, age, disability, or other protected characteristics. Violating federal laws such as Title VII of the Civil Rights Act, the Americans with Disabilities Act (ADA), or the Age Discrimination in Employment Act (ADEA) can result in lawsuits, fines, and damage to a company’s brand. We can assist in creating appropriate anti-harassment and discrimination policies and ensuring compliance with equal employment opportunity (EEO) regulations.

Protecting Classified Business Information

Classified business information, like trade secrets, client lists, and proprietary processes, is the backbone of many businesses. Therefore, protecting this data from leaks or theft is of utmost importance. One of the most effective ways to safeguard sensitive information is for an employer to implement and enforce confidentiality agreements, non-compete clauses, and non-disclosure agreements (NDAs).

Working with our attorneys can ensure that these legal protections are in place and are enforceable in court. We will help develop legally sound contracts, assist in pursuing action against former employees or competitors who share protected information, and advise on best workplace practices to minimize potential risks.

Churchill, Quinn, Hamilton & Van Donselaar, Ltd Helps Employers Protect their Workplace

Employers are faced with many legal challenges and one mistake can lead to costly penalties, damaged reputations, and lost productivity. When you work with the experienced business attorneys at Churchill, Quinn, Hamilton & Van Donselaar, Ltd., you are investing in the security of your company’s future. Don’t wait until a legal issue arises—be proactive and safeguard your business today. Reach out to our team at 847-223-1500 to schedule a consultation.

Passing a family business to the next generation can be a complex and emotional process. In fact, it is usually not a simple matter of handing over the reins to a trusted family member, as there are a number of legal concerns that can arise. Having a well-crafted succession plan in place can help to ensure a smooth transition while minimizing disputes and protecting the business’s future. Here are some of the biggest legal concerns to address when passing a family business down to another family member, and why working with an experienced estate attorney is so important.

Ownership and Transfer of Assets

One of the biggest factors in a succession plan is determining how ownership of the business will be transferred. For example, will the successor inherit the business or will they purchase it? This decision impacts tax liability, legal ownership, and the overall structure of the business. Your attorney will help to ensure that the transfer complies with state and federal laws, assist with drafting transfer agreements, and advise on the best way to structure the deal to minimize taxes and avoid legal disputes.

Business Structure

Determining the ownership structure of the business is a fundamental step in the succession plan. Common options include sole proprietorship, partnership, limited liability company (LLC), or corporation. Each structure has its own legal implications, and the choice should align with the goals and risk tolerance of the family. It’s crucial to ensure that the business’s organizational documents allow for a smooth transition of ownership and management. Your attorney will review and update the business’s documents to make sure they align with the succession plan. Additionally, we can help mediate any conflicts between stakeholders, ensuring everyone’s interests are addressed.

Tax Considerations

The transfer of a family business can have significant tax implications. In fact, improper planning can lead to estate, gift or capital gains taxes which can put the future of the business at risk. Our attorneys are well-versed in estate laws and can help minimize tax liability by establishing a strong estate plan that addresses issues such as trusts, gifting strategies or tax deferment options while adhering to state and federal laws.

Protecting the Future of the Business

A key goal of a succession plan is to ensure that the business continues to thrive after the transition. This means not only transferring ownership but also ensuring that the business remains financially stable and that its core values and mission are preserved. Your attorney can structure the transition to help the new owner thrive in their new responsibilities, by drafting non-compete or confidentiality agreements, setting up advisory boards, or helping to create a financial plan that benefits both the new owner as well as the retiring owner.

Working with Churchill, Quinn, Hamilton & Van Donselaar, Ltd. for your Succession Plan

A succession plan for a family business involves more than just choosing someone to take over. It requires careful legal, financial, and emotional considerations to ensure the business’s long-term success. Churchill, Quinn, Hamilton & Van Donselaar, Ltd. is highly regarded in succession planning matters and helps businesses strategically prepare for transitions in leadership. We tailor each succession plan to the specific needs and goals of each client, taking into account factors such as the size of the business, family dynamics, and the desired outcome. Additionally, we can identify and address potential legal risks, ensure that the succession plan complies with all applicable laws, and can assist in resolving disputes or disagreements that arise. Contact us at 847-223-1500 to develop a comprehensive succession plan tailored to your unique situation and create a seamless transition for the next generation.

General contractors are faced with many tasks throughout the span of a construction project, from managing timelines and subcontractors to ensuring compliance with regulations. To be certain, navigating legal issues that arise can be as important as understanding building codes. To avoid costly mistakes, working with an experienced attorney is crucial for the long-term success of a general contractor’s business.

Common Legal Issues General Contractors Face

The size and scope of a project may vary from business to business, but most general contractors will face one or more of the following legal issues at some point in their career. However, working with our experienced attorneys can provide valuable protection and minimize legal risk.

1. Contract Disputes – Contracts form the foundation of any construction project, whether you’re working on a small residential job or a large commercial project. However, disputes over contract terms, payment schedules, or project scope are all too common.

Our attorneys can:

• Draft clear, comprehensive contracts that protect your interests.
• Assist in negotiations to resolve disputes before they escalate.
• Provide representation in litigation, should the need arise.

2. Labor and Employment Law – Whether it’s dealing with employees or subcontractors, general contractors frequently face employment-related legal issues. These can include disputes over worker classification, wage and hour claims, worker’s compensation claims or even discrimination or harassment claims.

Our attorneys can:

• Ensure that your employment practices align with labor laws.
• Help you create and implement policies to create a respectful workplace.
• Help you draft subcontractor agreements that protect your business.
• Defend your company in the event of lawsuits or complaints from employees or subcontractors.

3. Liability for Construction Defects – Construction defects can surface long after the project is complete. This can potentially lead to expensive repairs and legal battles. Whether the issue is structural or cosmetic, general contractors can be held liable.

Our attorneys can:

• Help establish strong warranties and limitation clauses in contracts.
• Represent you in defending against claims of negligence or breach of contract.

4. Mechanic’s Lies and Payment Issues – In the construction industry, it can be a challenge for general contractors to secure timely payment for work completed. When disputes arise, filing a mechanic’s lien may be the best option. However, filing a lien comes with its own set of legal requirements and therefore makes the guidance of an experienced attorney even more essential.

Our attorneys can:

• Assist in filing mechanic’s liens to ensure proper payment.
• Help you navigate payment disputes, potentially avoiding liens altogether.

Benefits of Working with Churchill, Quinn, Hamilton & Van Donselaar, Ltd

General contractors face a unique set of legal challenges, from contract disputes and regulatory compliance to employment issues and payment disputes. The attorneys at Churchill, Quinn, Hamilton & Van Donselaar, Ltd understand the construction industry and can provide valuable guidance for these legal issues that frequently arise. In addition, we can often anticipate potential problems and help to implement strategies to avoid issues altogether. Our vast experience brings general contractors peace of mind that their business is safeguarded, allowing them to concentrate on growing their business. Reach out to 847-223-1500 to learn more or to schedule a consultation.

Curious what Grayslake was like back in the day? Towns like this have a charm that spans through the generations, and Robert Churchill is the perfect person to describe how the Village of Grayslake has evolved through the years, as he and his family have been part of the community for over 100 years. He recently had the opportunity to speak with David Woll, the host of the Discovering Grayslake Podcast. This podcast series focuses on the people and places that make Grayslake unique, and Bob certainly fits that description.

Link to Full Podcast Below

Robert Churchill’s Connection to Grayslake

The Churchill family has been a staple of the Grayslake community, dating all the way back to the Civil War era!  Along with calling Grayslake his home since he was a boy, Bob’s family has also specialized in law for generations. Bob’s grandfather established his law practice in Grayslake in 1903, and after completing his law degree, Bob joined the firm and would eventually practice with his grandfather, father, brother and cousin. Now known as Churchill, Quinn, Hamilton & Van Donselaar, Ltd, it stands as a pillar of the community in providing both personal and business legal assistance.

What to Expect in the Podcast

Get ready to experience the close-knit, community-oriented lifestyle of Grayslake’s early days. Throughout the interview, Bob reminisces about life growing up in Grayslake, a simpler time when kids explored safely, knowing that hearing the 5:00 whistle meant it was time to be home for dinner. Neighbors socialized with each other, watched out for each other and provided a strong sense of trust and support for one another.

Bob also has a long history in politics, serving 20 years in the Illinois House of Representatives. Be sure to listen to the end of the interview to hear about his interesting experiences during this time, and even an amusing anecdote about his lunch date with President Ronald Reagan!

As the podcast wraps up, listeners will delight in hearing some unique facts about Bob himself, including his favorite places to travel, favorite Grayslake events and how proud he is to be a member of the Grayslake community.

Listen to the Entire Podcast Interview HERE: https://www.youtube.com/watch?v=u-WhzyrPg9M

 

Churchill, Quinn, Hamilton & Van Donselaar, Ltd is your Source for Legal Assistance in the Grayslake Area

When you work with an attorney who has such strong ties to the community, it makes a difference in the service you receive. Bob’s family founded the firm with a commitment to provide honest and high-quality legal services in a timely fashion, while accentuating both personal and public service, and it still operates by these principles to this day. We offer our business clients assistance with important issues such as business formation, mergers & acquisitions, financing, succession planning, workplace policies, litigation and more. Individuals benefit from our deep expertise in residential and commercial real estate transactions, insurance disputes, landlord-tenant disputes, extensive estate planning services, plus competent representation for a wide range of litigation cases. Learn more about our professional areas of practice HERE and see why we continue to remain one of the area’s most trusted legal sources.

As the end of the summer draws near, we have an ideal event to share with friends and family. Churchill, Quinn, Hamilton & Van Donselaar, Ltd is happy to sponsor the latest outdoor movie showing of another much-loved 80’s classic – Ferris Bueller’s Day Off, brought to you by Grayslake “Movies Off Center”. Watching a movie under the stars just has a different appeal than being cooped up in a movie theater. It’s really the perfect way to wind down the season and take in the final warm days of summer. Here is what you need to know to take part:

Outdoor Movie Details

Date: August 13, 2024

Time: Dusk (movie run time is approx. 1 hr and 45 min)

Location: Centennial Plaza, Center & Whitney Streets in Grayslake, IL

Feature Film: Ferris Bueller’s Day Off (1986) – Matthew Broderick stars in this classic comedy film directed by John Hughes, and follows high school slacker Ferris Bueller, who fakes an illness to skip school and embarks on an adventurous day in Chicago filled with clever and hilarious antics, all while dodging his determined principal who’s hot on his trail. The film’s charm, witty dialogue, and memorable characters have cemented it as an enduring favorite.

Admission: FREE!

Why Go to an Outdoor Movie?

Really, the answer to this is why not? Open space, twinkling stars, a warm breeze and the company of your local community all add up to a perfect evening. On top of that, this family-friendly comedy adds to the charm of an ideal date night, outing with friends or fun family bonding time. When an opportunity arises to participate in a free and unique event, don’t pass it by!

Churchill, Quinn, Hamilton & Van Donselaar, Ltd Proudly Sponsors Community Events

We sponsor many activities throughout the year, but outdoor movie nights are some of our favorites. These events give community members the chance to get out and enjoy the weather, as well as create lasting memories by sharing movies that are beloved by all generations. And the best part is that they are FREE, so they are available for all to enjoy.

For over 125 years, Churchill, Quinn, Hamilton & Van Donselaar, Ltd has been an integral part of the Grayslake community, offering honest and reliable legal support. We offer our business clients assistance with important issues such as business formation, mergers & acquisitions, financing, succession planning, workplace policies, litigation and more. Individuals benefit from our deep expertise in residential and commercial real estate transactions, insurance disputes, landlord-tenant disputes, extensive estate planning services plus competent representation for a wide range of litigation cases. Learn more about our professional areas of practice HERE and see why we continue to remain one of the area’s most trusted legal sources.

Get ready for 2 fun-filled evenings when the Grayslake Summer Fest returns for 2024. Formerly known as Grayslake Summer Days, this year’s event will feature live music, food trucks, drinks, bingo and more.  Additionally, there will also be a new pop-up area for photo ops, lounging and socializing! Churchill, Quinn, Hamilton & Van Donselaar, Ltd is a proud sponsor of the event that is brought to you by the Grayslake Area Chamber of Commerce. Here’s what is in store for each day of the festivities:

Grayslake Summer Fest Schedule Details

Location: Historic Downtown Grayslake

Whitney Street

Cost to Attend:  FREE

Friday, August 16, 2024

5:00PM – Festival opens

DJ set by Dave Woll of the Discovering Grayslake Podcast

6:00PM – Girl Power Music Video Dance Party

7:00PM – Battle of the Band Winner

8:00PM – Trippin Billies (tribute to Dave Matthews Band)

Saturday, August 17, 2024

4:30PM – 6:00PM – Parade (Kicks off from Grayslake Central High School))

5:00PM – Festival opens

6:00PM – School of Rock Libertyville

7:00PM – Burning Red (tribute to Taylor Swift)

9:00PM – Dancing Queen (an ABBA salute)

Summer Fun you Don’t Want to Miss

As summer comes to an end, get in as much fun as you can before the kids go back to school, the days get shorter and the temperatures drop. Grayslake Summer Fest offers great fun for the whole family, with no cost to get in. The food choices will be delicious, the music will be incredible, and the memories will be lasting. Be sure to check out the event that the community looks forward to every year!

For over 125 years, Churchill, Quinn, Hamilton & Van Donselaar, Ltd has been an integral part of the Grayslake community, offering honest and reliable legal support. We offer our business clients assistance with important issues such as business formation, mergers & acquisitions, financing, succession planning, workplace policies, litigation and more. Individuals benefit from our deep expertise in residential and commercial real estate transactions, insurance disputes, landlord-tenant disputes, extensive estate planning services plus competent representation for a wide range of litigation cases. Learn more about our professional areas of practice HERE and see why we continue to remain one of the area’s most trusted legal sources.

It is definitely an exciting time as your child prepares to head out on their new college adventure. However, amidst all the preparations, it is important to remember one critical aspect that often gets overlooked: legal protection. Once your child turns 18, they are legally considered an adult, which brings about significant changes in how you can assist them in medical and financial matters. To ensure you can continue to provide the support your child needs, whether they are down the road or across the country, it is essential to prepare  two specific legal documents before they leave.

Medical Power of Attorney

A Medical Power of Attorney (MPOA) is a legal document that allows your child to designate a trusted person, usually a parent or guardian, to make healthcare decisions on their behalf if they become incapacitated or unable to communicate their wishes. If your child were to end up in the hospital while at college, this document could ensure that you could provide medical directives on their behalf if they are unable to. Without an MPOA, you might face significant hurdles in accessing medical information and making decisions, even in emergencies.

General Durable Power of Attorney

A General Durable Power of Attorney (GDPOA) grants someone the authority to manage your child’s financial affairs, including handling bank accounts, paying bills, and managing investments, especially if they are unable to do so themselves. In short, this document gives you the authority to make financial decisions on your adult child’s behalf if they become ill or disabled and need help. This could be crucial in ensuring that essential financial matters such as rent, tuition or unexpected costs are taken care of without unnecessary delays.

Work With Us for Peace of Mind

Online POA templates do exist, but working with Churchill, Quinn, Hamilton & Van Donselaar, Ltd. to customize them can be an essential part of keeping your child safe while they are away. Every family is different and our consultations help ensure that your documents are personalized to address any issues or circumstances that are specific to your family. And most importantly, we will make sure that your forms are drafted accurately, reflect your child’s wishes and are in compliance with all state laws.

Knowing that you have the proper legal documents in place before your child leaves for college provides peace of mind for both you and your child. In the event of a medical emergency or financial issue, you can act swiftly and confidently, knowing that you have the legal authority to do so. Contact us at 847-223-1500 to schedule an appointment.

This year’s Grayslake Summer Nights brings back the epic street party that is the blast of the summer, and Churchill, Quinn, Hamilton & Van Donselaar, Ltd is excited to be a sponsor!  Come on out and watch local musicians battle it out for the chance to perform at the Grayslake Summer Fest event taking place later in the summer and the amazing $1,000 pay that goes along with it. The event is brought to you by the Grayslake Chamber of Commerce and is always a great time.

Grayslake Summer Nights Activities

The highlight of this event is, of course, the incredible battle of the bands that brings out some of the most talented local solo artists and bands from Lake County and surrounding areas. The live music competition will take place on two entertainment stages, because there’s just too much talent to fit it all on one stage! No outside food or drink is permitted, but that’s ok – there will be plenty of food, beer, local vendors and more once you get into the event.

Event Details

Date: Grayslake Summer Nights will be held on Saturday, July 20, 2024

Time: 5:00pm – 11:00pm

Location: Center Street between Slusser& Seymour in historic Downtown Grayslake

Cost:  FREE

Fun for the Whole Community

This is one of those events that we love to sponsor because it is such a great way to get the community together for some good, wholesome FUN for all ages. And there is no cover charge, which means the musical festivities are accessible to all. Come cheer on your favorite act, discover a new talent, or simply show support for members of your community that have worked hard to bring you the best entertainment possible.

For over 125 years, Churchill, Quinn, Hamilton & Van Donselaar, Ltd has been an integral part of the Grayslake community, offering honest and reliable legal support. We offer our business clients assistance with important issues such as business formation, mergers & acquisitions, financing, succession planning, workplace policies, litigation and more. Individuals benefit from our deep expertise in residential and commercial real estate transactions, insurance disputes, landlord-tenant disputes, extensive estate planning services plus competent representation for a wide range of litigation cases. Learn more about our professional areas of practice HERE and see why we continue to remain one of the area’s most trusted legal sources.

Are you ready for a night of fun, nostalgia, and community spirit? We are thrilled to invite you to the “Movies Off Center” outdoor movie night, hosted by the Grayslake Heritage Center & Museum and proudly sponsored by Churchill, Quinn, Hamilton & Van Donselaar, Ltd! Bring your family, friends, and neighbors to enjoy the 1978 classic “Grease” in the great outdoors. Here’s everything you need to know to make the most of this exciting event.

Movie Night Details

Date: July 16, 2024

Time: Dusk (movie run time is approx. 1 hr and 50 min)

Location: Centennial Plaza, Center & Whitney Streets in Grayslake, IL

Feature Film: Grease (1978) – Billed as the most successful movie musical of all time, this film tells the story of wholesome exchange student Sandy Olsson and greaser Danny Zuko, and how their summer romance turns complicated as they unexpectedly end up at the same high school. Can they overcome their differences and clashing social cliques to find their happily ever after?

Admission: FREE!

Tips for a Most Enjoyable Event

An outdoor movie night is a great way to spend a summer evening with family or friends. To make the most out of the event, it’s always best to come prepared.

• The weather in our area can be unpredictable at times, so dress in layers in case it gets chilly.
• Bring a comfy chair and maybe a blanket to wrap up in.
• Come out early and enjoy a delicious dinner at one of our community restaurants before the show. And don’t forget the snacks in case you get hungry watching all that singing and dancing on the screen.

Churchill, Quinn, Hamilton & Van Donselaar, Ltd Supports our Community

We believe that an outdoor movie night is more than just watching a film. It’s a chance to connect with neighbors, make new friends, and strengthen our community bonds. We are committed to creating a welcoming and inclusive environment for everyone and look forward to seeing you there.

For over 125 years, Churchill, Quinn, Hamilton & Van Donselaar, Ltd has been an integral part of the Grayslake community, offering honest and reliable legal support. We offer our business clients assistance with important issues such as business formation, mergers & acquisitions, financing, succession planning, workplace policies, litigation and more. Individuals benefit from our deep expertise in residential and commercial real estate transactions, insurance disputes, landlord-tenant disputes, extensive estate planning services plus competent representation for a wide range of litigation cases. Learn more about our professional areas of practice HERE and see why we continue to remain one of the area’s most trusted legal sources.

Navigating the complexities of inheritance law can be overwhelming, especially during times of emotional stress. In order to simplify some key aspects of inheritance law in Illinois, the following will provide essential information along with answers to common questions.

Basic Information About Inheritance Law in Illinois

Inheritance laws determine how a deceased person’s assets are distributed among heirs and beneficiaries. In Illinois, these laws are outlined in the Illinois Probate Act. Here are the fundamental aspects everyone should know:

Wills and Probate

• Wills – A will is a legal document that states how a person’s assets should be distributed after their death. In Illinois, for a will to be valid, it must be in writing, signed by the testator (the person making the will), and witnessed by at least two credible witnesses.
• Probate – This is the legal process through which a deceased person’s will is validated, and their estate is distributed. If a person dies without a will (intestate), the probate court will appoint an administrator to distribute the assets according to state law.

When There is No Will

If someone dies without a will in Illinois, their assets are distributed according to intestate succession laws. Here is a basic rundown:

• Surviving spouse and descendants: The spouse gets half of the estate, and the descendants share the other half.
• No descendants but a surviving spouse: The spouse inherits the entire estate.
• No spouse or descendants: The estate goes to the deceased person’s parents and siblings.
• No immediate family: The estate is distributed to more distant relatives according to a specified order of priority.

Common Questions About Inheritance Law in Illinois

How long does the probate process take in Illinois?

The duration of the probate process can vary widely. It typically takes six months to a year, but complex estates can take longer. The process includes validating the will, identifying and inventorying the deceased’s assets, paying debts and taxes, and distributing the remaining assets.

Are there any assets that do not go through probate in Illinois?

Yes, according to Illinois inheritance law certain assets can bypass the probate process, including:

• Jointly owned property: Automatically passes to the surviving owner.
• Life insurance policies: Paid directly to named beneficiaries.
• Retirement accounts: Distributed to designated beneficiaries.
• Payable-on-death accounts: Transferred directly to the named beneficiaries.

 Can a will be contested in Illinois?

Yes, a will can be contested on several grounds, such as:

• Lack of proper execution: The will was not signed or witnessed correctly.
• Lack of testamentary capacity: The testator did not have the mental capacity to make the will.
• Undue influence: The testator was coerced or manipulated into making the will.
• Fraud: The will was forged or the testator was deceived.

What are the responsibilities of an executor in Illinois?

The executor, named in the will, has several duties, including:

• Filing the will with the probate court.
• Notifying heirs and creditors.
• Managing the estate’s assets.
• Paying the estate’s debts and taxes.
• Distributing the remaining assets according to the will.

How can I avoid probate in Illinois?

There are several strategies to avoid probate, such as:

• Creating a living trust: Assets in the trust are not subject to probate.
• Joint ownership: Owning property jointly with rights of survivorship.
• Beneficiary designations: Naming beneficiaries on retirement accounts, life insurance policies, and payable-on-death accounts.

Our Expert Team can Provide Peace of Mind

Understanding inheritance law in Illinois is crucial, whether it is to ensure that your own wishes are honored, to make sure loved ones are taken care of after your passing, or to help settle the estate of a loved one after they pass. Knowing the basics can help you make informed decisions, but working with an experienced estate attorney can definitely make the entire process easier. Illinois inheritance law is complex and the attorneys at Churchill, Quinn, Hamilton & Van Donselaar, Ltd have deep expertise in this area. We help to ensure each of our clients gets the personalized attention they need to develop the right estate plan for their needs, as well as assist those dealing with the death of a loved one. Reach out to our office at 847-223-1500 to schedule a consultation.

The thrill of finding your dream home or a perfect investment property can quickly turn into a nightmare if you fall victim to a real estate scam. Unfortunately, fraudsters are lurking in every corner of the market waiting to take advantage of unsuspecting prey. Whether you’re buying, selling, or renting, it’s crucial to be aware of these scams to protect your investment and your peace of mind. Here are some of the most common real estate scams as well as tips on how to steer clear and protect your hard-earned money.

Red Flags: Warning Signs of a Scam

Spotting a scam before it’s too late is essential, so knowing the possible signs of a scam is your first line of defense. Here are some red flags to watch out for:

• Unrealistic Deals: Be wary of listings offering dream properties at unbelievably low prices. If it sounds too good to be true, it probably is.
• Pressure Tactics: Legitimate transactions involve time for due diligence. Scammers pressure you to rush into decisions, often with the excuse of high buyer interest.
• Wired Funds Requests: Never send money via wire transfer to someone you haven’t met or verified through a reputable source.
• Lack of Documentation: Always ask for proper documentation, like titles, inspection reports, and lender information.
• Unfamiliar Individuals: Be cautious of unsolicited calls, texts, or emails from people claiming to be agents, lenders, or buyers. Verify their credentials through trusted sources.

Common Real Estate Scams to Watch Out For

Scammers come up with new schemes all the time, and it is difficult to keep up with all of them. However, some of the most common ones include:

1. Wire Fraud: In a wire fraud scam, scammers hack into email accounts of real estate agents or title companies. They monitor transactions and, at the critical moment, send fake instructions to homebuyers, directing them to wire money to the scammer’s account.

How to Avoid it:

• Verify instructions – Always verify wire instructions via a phone call to a known number, not the one provided in the email.
• Be skeptical of changes: Be wary of any changes in wiring instructions or recipient information
• Use secure email: Ensure your email and the email of your real estate agent are secure

2. Rental Scams: Scammers post fake rental listings online, often at attractive prices. When prospective renters show interest, they are asked for personal information or to wire a deposit without having seen the property.

How to Avoid it:

• Verify listings: Use reputable websites and check for duplicate listings with different contact information.
• See the property: Never send money before visiting the property and meeting the landlord or property manager in person.
• Beware of suspicious activity: Be cautious of landlords who are out of the country or can’t meet you in person.

3. Foreclosure Relief Scams: These scams target homeowners in distress, promising to negotiate with lenders to save their homes from foreclosure for an upfront fee. Once paid, the scammer disappears, providing no service.

How to Avoid it:

• Verify credentials: make sure to verify the company through the Better Business Bureau and other online reviews.
• Contact your lender: the best course of action is to work directly with your lender, as they are usually the only ones who can truly help work out a solution, such as lower payments or forbearance

4. Title Fraud: Scammers steal property by forging transfer documents and illegally transferring the title to themselves. They then sell or mortgage the property without the owner’s knowledge.

How to Avoid it:

• Monitor title: Regularly check your property title for unauthorized changes.
• Title insurance: Purchase title insurance to protect against potential fraud
• Be cautious with personal information: Protect your personal information to prevent identity theft.

Protect Yourself

Along with the previously mentioned red flags to watch out for, there are some additional ways you can stay safe when it comes to real estate transactions:

• Never wire money unverified: Always confirm wiring instructions directly with the title company or escrow agent in person or over a verified phone number.
• Do Your Research: Independently research properties and never rely solely on information provided by sellers or agents.
• Trust Your Gut: If something feels off, don’t hesitate to walk away. It’s always better to be safe than sorry.

Of course, one of the most important ways to protect yourself when it comes to a real estate deal is to work with one of our experienced attorneys. At Churchill, Quinn, Hamilton & Van Donselaar, we are here to protect your interests and help to ensure a successful transaction, from contract negotiations through the closing and beyond. Contact our office at 847-223-1500 to schedule a consultation or for additional information.

Get ready for a fun-filled day packed with incredible art and amazing wine! It’s time once again for the Grayslake Arts Festival & Wine Tasting event. Churchill, Quinn, Hamilton & Van Donselaar, Ltd is again a proud sponsor of this annual event taking place on June 8, 2024 and brought to you by the Grayslake Area Chamber of Commerce.

Grab the family and peruse the juried art exhibition to discover a variety of unique works by talented local artists. This juried arts festival requires that the artists qualify in order to showcase their works in this event. That means you get to see the very best that the area has to offer. And if you’re lucky, you might even find the perfect piece to bring home to add to your personal collection.

This event has more than just brilliant works of art – the over 21 crowd can also enjoy sampling a wide variety of delicious wines from local wineries. There are plenty to choose from and you can even go home with a fun souvenir glass as a way to remember the great times shared by all!

Don’t miss out on this great opportunity to spend the day with friends or family discovering a new favorite work of art or wine selection. Here are some important details about the event:

Arts Festival & Wine Tasting Event Details

Date and Time:

Saturday Jun 8, 2024
10:00 AM – 4:00 PM CDT

• 10-4pm – Arts Festival
  12-3pm  Wine Tasting

Location:

Whitney Street – behind the Village Hall
Grayslake

Cost:

This event is FREE to attend, but there is a cost to take part in the wine tasting:

Wine tasting $25 advance tickets – includes a souvenir glass along with 5 tastings.
Wine tasting at the door $30

Visit the official chamber website for more information and to purchase advanced wine tasting tickets: https://grayslakechamber.chambermaster.com/events/details/arts-festival-and-wine-tasting-1563?calendarMonth=2024-06-01

 

Churchill, Quinn, Hamilton & Van Donselaar, Ltd is your Source for Legal Assistance in the Grayslake Area

For over 125 years, Churchill, Quinn, Hamilton & Van Donselaar, Ltd has been an integral part of the Grayslake community, offering honest and reliable legal support. We offer our business clients assistance with important issues such as business formation, mergers & acquisitions, financing, succession planning, workplace policies, litigation and more. Individuals benefit from our deep expertise in residential and commercial real estate transactions, insurance disputes, landlord-tenant disputes, extensive estate planning services plus competent representation for a wide range of litigation cases. Learn more about our professional areas of practice HERE and see why we continue to remain one of the area’s most trusted legal sources.

Running a small business is a challenging task and business owners tend to wear many different hats. And while they can often effectively manage a multitude of projects, taking on the role of a business attorney is usually not a good idea. As prepared as a business owner thinks they are, there are always those surprising moments when a legal issue can arise and can put the business in jeopardy. For that reason, small business owners should always have an experienced business attorney that they work with who can provide them with important legal advice and guidance.

Most business owners do understand the value of legal advice, but there are some situations where seeking the help of a business attorney may not immediately come to mind. Here are a few surprising examples of when a small business owner might need the help of a business attorney:

Properly Negotiating Contracts

Landing a major client is a win! But while it might be tempting to quickly close the deal, their contract might be full of hidden clauses or unreasonable terms. An experienced business attorney can dissect the contract, negotiate on your behalf to ensure a fair agreement, and protect your business interests in the long run. Don’t rely on cookie cutter forms or thinking you know your business well enough to negotiate on your own behalf. The fine print in a contract is binding, and signing without understanding it can result in a costly mistake for the business.

Customer Disputes

That old saying that the customer is always right sometimes gets taken to the extreme by certain patrons. But clear communication and good customer service skills do not always resolve the situation. And unfortunately, not giving in to unreasonable requests by a customer can quickly escalate. In these cases, it is wise to put emotions aside and hand over the issue to your qualified business attorney. Our attorneys will help you understand your legal obligations, assess potential risks associated with the dispute, negotiate on your behalf or guide you through formal dispute resolutions or court proceedings if necessary.

Choosing the Correct Business Structure

There is a lot of information online about the various business structures. As a business owner, if you’ve done your research you may feel confident in making that decision on your own. But it’s important to be truly sure, since it can have a significant impact on your business if you choose the wrong one. In fact, the business structure you choose influences everything from day-to-day operations, to taxes and how much of your personal assets are at risk. Our expertise in these matters can help you anticipate the hurdles you might face that would impact your decision of business structure.

Work With a Business Attorney you can Trust

There are so many unexpected challenges that can come up during the course of doing business and we’ve seen our clients get faced with so many. Churchill, Quinn, Hamilton & Van Donselaar, Ltd has been in business for over 125 years, so we have a solid background with vast experience in all areas of business law. Working with our team and having that experienced business attorney on your side will help you navigate these unexpected legal hurdles with confidence. Reach out to 847-223-1500 to learn more about our extensive legal support services for businesses of all sizes or to make an appointment with our team.